RICHMOND VIRGINIA FIRE POLICE CREDI
Charter #66899 · Richmond, VA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,674 sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of 1.27% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.74% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.13% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 42nd percentile but its structural peers at the 13th — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RICHMOND VIRGINIA FIRE POLICE CREDI | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $22.32M | 42th pct | 13th pct |
| Members | 1,674 | 32th pct | 15th pct |
| Net worth ratio | 14.31% | 54th pct | 66th pct |
| Return on average assets | 1.27% | 79th pct | 89th pct |
| Net interest margin | 4.74% | 85th pct | 93th pct |
| Cost of funds | 0.43% | 28th pct | 30th pct |
| Loan-to-share | 56.53% | 49th pct | 61th pct |
| Delinquency 60+ days | 0.47% | 44th pct | 36th pct |
| Net charge-off ratio | -0.13% | 8th pct | 5th pct |
| Loan growth YoY | -1.88% | 54th pct | 38th pct |
| Share growth YoY | 1.87% | 43th pct | 31th pct |
| Efficiency ratio | 76.85% | 41th pct | 36th pct |
structural peer set hash: f3fd78c956a8f66c842025ac92f3d98c… (reproducible)
Closest structural peers
This is the free public view
Claim RICHMOND VIRGINIA FIRE POLICE CREDI
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.