SPOKANE MEDIA
Charter #24451 · Spokane, WA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,169 sits at the 0th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.09% sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of -0.10% sits at the 11th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.01% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 94.13% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SPOKANE MEDIA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.74M | 30th pct | 0th pct |
| Members | 1,169 | 11th pct | 0th pct |
| Net worth ratio | 9.09% | 11th pct | 15th pct |
| Return on average assets | -0.10% | 15th pct | 11th pct |
| Net interest margin | 4.28% | 71th pct | 69th pct |
| Cost of funds | 0.72% | 45th pct | 41th pct |
| Loan-to-share | 65.32% | 62th pct | 62th pct |
| Delinquency 60+ days | 0.18% | 29th pct | 26th pct |
| Net charge-off ratio | -0.01% | 20th pct | 15th pct |
| Loan growth YoY | -10.43% | 6th pct | 0th pct |
| Share growth YoY | 3.21% | 58th pct | 64th pct |
| Efficiency ratio | 94.13% | 81th pct | 79th pct |
structural peer set hash: cde2fb707c0d8a62b0135093e4b5f5e9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.