OUTREACH
Charter #8922 · HERMITAGE, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,146 sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of 0.15% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.87% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 2.60% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.08% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OUTREACH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $34.60M | 71th pct | 31th pct |
| Members | 2,146 | 52th pct | 21th pct |
| Net worth ratio | 11.06% | 27th pct | 39th pct |
| Return on average assets | 0.15% | 24th pct | 23th pct |
| Net interest margin | 2.87% | 13th pct | 10th pct |
| Cost of funds | 2.60% | 96th pct | 98th pct |
| Loan-to-share | 55.04% | 47th pct | 52th pct |
| Delinquency 60+ days | 0.08% | 19th pct | 13th pct |
| Net charge-off ratio | 0.42% | 68th pct | 69th pct |
| Loan growth YoY | -3.06% | 45th pct | 28th pct |
| Share growth YoY | 2.30% | 48th pct | 41th pct |
| Efficiency ratio | 89.67% | 72th pct | 69th pct |
structural peer set hash: 173c39061f1e080be9b47fa3309ab97a… (reproducible)
Closest structural peers
This is the free public view
Claim OUTREACH
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.