LOUISVILLE GAS AND ELECTRIC COMPANY
Charter #61123 · Louisville, KY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,717 sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.79% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 2.27% sits at the 97th percentile of structural peers — worth a closer look.
- Efficiency ratio of 73.24% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 68th percentile but its structural peers at the 23rd — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOUISVILLE GAS AND ELECTRIC COMPANY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $49.78M | 100th pct | 56th pct |
| Members | 2,717 | 68th pct | 23th pct |
| Net worth ratio | 15.52% | 63th pct | 74th pct |
| Return on average assets | 0.83% | 59th pct | 57th pct |
| Net interest margin | 2.79% | 11th pct | 2th pct |
| Cost of funds | 2.27% | 94th pct | 97th pct |
| Loan-to-share | 54.85% | 46th pct | 61th pct |
| Delinquency 60+ days | 0.98% | 67th pct | 67th pct |
| Net charge-off ratio | 0.22% | 57th pct | 39th pct |
| Loan growth YoY | -2.53% | 49th pct | 38th pct |
| Share growth YoY | 3.00% | 55th pct | 43th pct |
| Efficiency ratio | 73.24% | 33th pct | 20th pct |
structural peer set hash: defaa8855c4ee97dd2b4fc732f278dd0… (reproducible)
Closest structural peers
This is the free public view
Claim LOUISVILLE GAS AND ELECTRIC COMPANY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.