BOULEVARD
Charter #11640 · Amherst, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 1.30% sits at the 89th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.66% sits at the 97th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 61st — a 33-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BOULEVARD | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $45.48M | 93th pct | 61th pct |
| Members | 3,534 | 85th pct | 61th pct |
| Net worth ratio | 13.71% | 51th pct | 62th pct |
| Return on average assets | 0.66% | 50th pct | 38th pct |
| Net interest margin | 3.65% | 40th pct | 38th pct |
| Cost of funds | 1.30% | 71th pct | 89th pct |
| Loan-to-share | 44.40% | 27th pct | 38th pct |
| Delinquency 60+ days | 1.03% | 69th pct | 74th pct |
| Net charge-off ratio | 1.66% | 93th pct | 97th pct |
| Loan growth YoY | -0.23% | 69th pct | 62th pct |
| Share growth YoY | 5.97% | 80th pct | 85th pct |
| Efficiency ratio | 74.51% | 37th pct | 33th pct |
structural peer set hash: 87114aa87897e0b9eb0a71b6bb23f233… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.