TOLEDO FIRE FIGHTERS
Charter #3748 · Toledo, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 17.28% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.31% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.31% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.28% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.27% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TOLEDO FIRE FIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $45.59M | 93th pct | 54th pct |
| Members | 2,764 | 69th pct | 31th pct |
| Net worth ratio | 17.28% | 73th pct | 77th pct |
| Return on average assets | 1.31% | 80th pct | 80th pct |
| Net interest margin | 4.31% | 72th pct | 75th pct |
| Cost of funds | 0.28% | 20th pct | 23th pct |
| Loan-to-share | 47.91% | 33th pct | 43th pct |
| Delinquency 60+ days | 0.27% | 33th pct | 16th pct |
| Net charge-off ratio | 1.19% | 88th pct | 89th pct |
| Loan growth YoY | -3.26% | 43th pct | 25th pct |
| Share growth YoY | 4.12% | 67th pct | 66th pct |
| Efficiency ratio | 57.51% | 8th pct | 5th pct |
structural peer set hash: 42d72947fb165da02aacda19c0636c73… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.