PORT CONNEAUT
Charter #12351 · Conneaut, OH · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.22% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 4.48% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.15% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 99.52% sits at the 90th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 63rd percentile but its structural peers at the 34th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PORT CONNEAUT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $30.78M | 63th pct | 34th pct |
| Members | 3,719 | 87th pct | 64th pct |
| Net worth ratio | 12.73% | 43th pct | 46th pct |
| Return on average assets | -0.22% | 14th pct | 15th pct |
| Net interest margin | 4.48% | 78th pct | 82th pct |
| Cost of funds | 0.43% | 28th pct | 36th pct |
| Loan-to-share | 51.03% | 40th pct | 56th pct |
| Delinquency 60+ days | 2.15% | 86th pct | 90th pct |
| Net charge-off ratio | 0.73% | 79th pct | 64th pct |
| Loan growth YoY | -2.83% | 47th pct | 38th pct |
| Share growth YoY | -0.24% | 24th pct | 20th pct |
| Efficiency ratio | 99.52% | 88th pct | 90th pct |
structural peer set hash: 11656dd4c2f9b208df59119db37ee1a7… (reproducible)
Closest structural peers
This is the free public view
Claim PORT CONNEAUT
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.