LOUISIANA CATHOLIC
Charter #7331 · Shreveport, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.47% sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 1.28% sits at the 82nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.07% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 94.02% sits at the 80th percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 44th percentile but its structural peers at the 25th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOUISIANA CATHOLIC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $26.01M | 52th pct | 39th pct |
| Members | 2,303 | 57th pct | 43th pct |
| Net worth ratio | 12.53% | 41th pct | 57th pct |
| Return on average assets | 0.25% | 29th pct | 36th pct |
| Net interest margin | 3.47% | 33th pct | 18th pct |
| Cost of funds | 1.28% | 70th pct | 82th pct |
| Loan-to-share | 60.37% | 55th pct | 61th pct |
| Delinquency 60+ days | 0.34% | 38th pct | 30th pct |
| Net charge-off ratio | 0.07% | 44th pct | 25th pct |
| Loan growth YoY | 1.72% | 81th pct | 90th pct |
| Share growth YoY | 0.94% | 35th pct | 33th pct |
| Efficiency ratio | 94.02% | 81th pct | 80th pct |
structural peer set hash: 44b542a74879e4f9b6163b770c1e6c19… (reproducible)
Closest structural peers
This is the free public view
Claim LOUISIANA CATHOLIC
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.