EAST BATON ROUGE TEACHERS
Charter #7253 · Baton Rouge, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,603 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.31% sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of -0.70% sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 6.16% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 7.22% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EAST BATON ROUGE TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.73M | 56th pct | 28th pct |
| Members | 1,603 | 95th pct | 89th pct |
| Net worth ratio | 9.31% | 11th pct | 11th pct |
| Return on average assets | -0.70% | 19th pct | 13th pct |
| Net interest margin | 6.16% | 92th pct | 97th pct |
| Cost of funds | 0.66% | 56th pct | 51th pct |
| Loan-to-share | 58.33% | 50th pct | 30th pct |
| Delinquency 60+ days | 7.22% | 92th pct | 97th pct |
| Net charge-off ratio | 3.55% | 94th pct | 97th pct |
| Loan growth YoY | -3.64% | 58th pct | 54th pct |
| Share growth YoY | 0.56% | 54th pct | 46th pct |
| Efficiency ratio | 107.89% | 80th pct | 89th pct |
structural peer set hash: 62569097a8042a4ca72c31a421f6a01f… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.