MUW
Charter #16770 · Columbus, MS · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 442 sits at the 5th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.95% sits at the 18th percentile of structural peers — worth a closer look.
- Return on average assets of 1.27% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.31% sits at the 77th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 53rd percentile but its structural peers at the 11th — a 41-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MUW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.30M | 53th pct | 11th pct |
| Members | 442 | 39th pct | 5th pct |
| Net worth ratio | 9.95% | 13th pct | 18th pct |
| Return on average assets | 1.27% | 79th pct | 82th pct |
| Net interest margin | 3.76% | 41th pct | 51th pct |
| Cost of funds | 1.17% | 70th pct | 62th pct |
| Loan-to-share | 53.85% | 45th pct | 39th pct |
| Delinquency 60+ days | 2.31% | 71th pct | 77th pct |
| Net charge-off ratio | 0.00% | 22th pct | 30th pct |
| Loan growth YoY | -5.10% | 51th pct | 38th pct |
| Share growth YoY | 4.06% | 76th pct | 72th pct |
| Efficiency ratio | 91.91% | 58th pct | 62th pct |
structural peer set hash: 390749ee5909aa21d37fa0bb9cb3e286… (reproducible)
Closest structural peers
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Claim MUW
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.