VA HOSPITAL
Charter #24429 · LITTLE ROCK, AR · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.47% sits at the 23rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.23% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 108.40% sits at the 82nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 91st percentile but its structural peers at the 61st — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | VA HOSPITAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.63M | 91th pct | 61th pct |
| Members | 1,529 | 94th pct | 74th pct |
| Net worth ratio | 10.94% | 17th pct | 31th pct |
| Return on average assets | 0.20% | 41th pct | 38th pct |
| Net interest margin | 3.47% | 31th pct | 23th pct |
| Cost of funds | 0.57% | 53th pct | 41th pct |
| Loan-to-share | 59.12% | 51th pct | 43th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.23% | 10th pct | 8th pct |
| Loan growth YoY | -6.96% | 40th pct | 23th pct |
| Share growth YoY | -0.56% | 45th pct | 23th pct |
| Efficiency ratio | 108.40% | 80th pct | 82th pct |
structural peer set hash: 34e403d12d5387631d7938b3dad4d229… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.