ARKANSAS HEALTH CENTER
Charter #8987 · BENTON, AR · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.26% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 84th percentile but its structural peers at the 46th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ARKANSAS HEALTH CENTER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.86M | 99th pct | 62th pct |
| Members | 1,040 | 84th pct | 46th pct |
| Net worth ratio | 16.46% | 45th pct | 57th pct |
| Return on average assets | 1.31% | 80th pct | 70th pct |
| Net interest margin | 4.18% | 54th pct | 67th pct |
| Cost of funds | 0.26% | 36th pct | 15th pct |
| Loan-to-share | 65.17% | 58th pct | 56th pct |
| Delinquency 60+ days | 0.70% | 47th pct | 52th pct |
| Net charge-off ratio | 0.00% | 22th pct | 28th pct |
| Loan growth YoY | -5.81% | 47th pct | 30th pct |
| Share growth YoY | 2.27% | 67th pct | 51th pct |
| Efficiency ratio | 73.04% | 28th pct | 39th pct |
structural peer set hash: cff9e69611b4c0e7d20fd42c2dc626c0… (reproducible)
Closest structural peers
This is the free public view
Claim ARKANSAS HEALTH CENTER
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.