ARKANSAS TEACHERS
Charter #24433 · LIttle Rock, AR · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 622 sits at the 25th percentile of structural peers — worth a closer look.
- Net worth ratio of 10.03% sits at the 21st percentile of structural peers — worth a closer look.
- Return on average assets of 1.23% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.44% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.20% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ARKANSAS TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.67M | 37th pct | 10th pct |
| Members | 622 | 53th pct | 25th pct |
| Net worth ratio | 10.03% | 14th pct | 21th pct |
| Return on average assets | 1.23% | 78th pct | 87th pct |
| Net interest margin | 5.44% | 85th pct | 89th pct |
| Cost of funds | 0.20% | 29th pct | 15th pct |
| Loan-to-share | 68.64% | 62th pct | 48th pct |
| Delinquency 60+ days | 6.59% | 91th pct | 93th pct |
| Net charge-off ratio | -0.08% | 14th pct | 15th pct |
| Loan growth YoY | -10.10% | 28th pct | 13th pct |
| Share growth YoY | -0.10% | 48th pct | 38th pct |
| Efficiency ratio | 77.75% | 36th pct | 23th pct |
structural peer set hash: b28116caac64e3d4f48872ce04ab4a3e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.