SOUTHEAST LOUISIANA VETERANS HEALTH
Charter #5839 · New Orleans, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 6.35% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.13% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.14% sits at the 84th percentile of structural peers — worth a closer look.
- Efficiency ratio of 98.42% sits at the 77th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 42nd percentile but its structural peers at the 20th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOUTHEAST LOUISIANA VETERANS HEALTH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.13M | 42th pct | 20th pct |
| Members | 982 | 81th pct | 64th pct |
| Net worth ratio | 11.34% | 19th pct | 28th pct |
| Return on average assets | 0.12% | 37th pct | 28th pct |
| Net interest margin | 6.35% | 93th pct | 97th pct |
| Cost of funds | 0.13% | 24th pct | 10th pct |
| Loan-to-share | 84.00% | 82th pct | 82th pct |
| Delinquency 60+ days | 0.04% | 28th pct | 36th pct |
| Net charge-off ratio | 0.14% | 75th pct | 84th pct |
| Loan growth YoY | -4.44% | 54th pct | 38th pct |
| Share growth YoY | -0.24% | 47th pct | 31th pct |
| Efficiency ratio | 98.42% | 70th pct | 77th pct |
structural peer set hash: 55608d4989af01ed0b5bf74494bcf842… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.