OAK LAWN MUNICIPAL EMPLOYEES
Charter #62717 · OAK LAWN, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.00% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 45.88% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 56th percentile but its structural peers at the 21st — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OAK LAWN MUNICIPAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.67M | 56th pct | 21th pct |
| Members | 842 | 73th pct | 44th pct |
| Net worth ratio | 13.75% | 31th pct | 48th pct |
| Return on average assets | 2.00% | 90th pct | 93th pct |
| Net interest margin | 3.68% | 38th pct | 36th pct |
| Cost of funds | 0.95% | 64th pct | 51th pct |
| Loan-to-share | 60.31% | 52th pct | 44th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 25th pct |
| Loan growth YoY | -7.00% | 40th pct | 28th pct |
| Share growth YoY | 4.19% | 77th pct | 64th pct |
| Efficiency ratio | 45.88% | 7th pct | 5th pct |
structural peer set hash: 9adfe97cacaebcad94025fa257b8cf24… (reproducible)
Closest structural peers
This is the free public view
Claim OAK LAWN MUNICIPAL EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.