EVERGREEN PARK SCHOOLS
Charter #24547 · EVERGREEN PARK, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.77% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.43% sits at the 84th percentile of structural peers — worth a closer look.
- Efficiency ratio of 53.42% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 100th percentile but its structural peers at the 62nd — a 37-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EVERGREEN PARK SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.94M | 100th pct | 62th pct |
| Members | 983 | 81th pct | 48th pct |
| Net worth ratio | 18.99% | 55th pct | 64th pct |
| Return on average assets | 1.77% | 88th pct | 85th pct |
| Net interest margin | 3.75% | 41th pct | 46th pct |
| Cost of funds | 0.49% | 49th pct | 39th pct |
| Loan-to-share | 50.75% | 41th pct | 51th pct |
| Delinquency 60+ days | 0.05% | 29th pct | 30th pct |
| Net charge-off ratio | 0.43% | 81th pct | 84th pct |
| Loan growth YoY | -0.62% | 71th pct | 77th pct |
| Share growth YoY | 0.83% | 56th pct | 43th pct |
| Efficiency ratio | 53.42% | 10th pct | 10th pct |
structural peer set hash: 1b74d8a8d6cb818fa2e1c7eaa31d9b03… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.