IBERVILLE
Charter #12356 · PLAQUEMINE, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,116 ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.08% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.35% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 6.64% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IBERVILLE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.45M | 89th pct | 46th pct |
| Members | 2,116 | 97th pct | 87th pct |
| Net worth ratio | 18.20% | 52th pct | 62th pct |
| Return on average assets | 2.08% | 92th pct | 95th pct |
| Net interest margin | 5.35% | 84th pct | 93th pct |
| Cost of funds | 0.22% | 31th pct | 11th pct |
| Loan-to-share | 52.33% | 43th pct | 36th pct |
| Delinquency 60+ days | 6.64% | 91th pct | 97th pct |
| Net charge-off ratio | 2.65% | 93th pct | 95th pct |
| Loan growth YoY | 13.56% | 94th pct | 98th pct |
| Share growth YoY | 1.57% | 61th pct | 51th pct |
| Efficiency ratio | 80.06% | 40th pct | 56th pct |
structural peer set hash: 46f9588a0118c5d7a62eb0238ae52668… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.