SEMINOLE PUBLIC SCHOOLS
Charter #17154 · Seminole, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 744 sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 0.02% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 3.15% sits at the 21st percentile of structural peers — worth a closer look.
- Cost of funds of 2.82% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 5.07% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SEMINOLE PUBLIC SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $7.57M | 84th pct | 49th pct |
| Members | 744 | 65th pct | 23th pct |
| Net worth ratio | 21.67% | 64th pct | 72th pct |
| Return on average assets | 0.02% | 33th pct | 16th pct |
| Net interest margin | 3.15% | 24th pct | 21th pct |
| Cost of funds | 2.82% | 95th pct | 98th pct |
| Loan-to-share | 42.52% | 32th pct | 33th pct |
| Delinquency 60+ days | 5.07% | 86th pct | 90th pct |
| Net charge-off ratio | 0.33% | 79th pct | 79th pct |
| Loan growth YoY | -7.72% | 37th pct | 34th pct |
| Share growth YoY | 0.34% | 51th pct | 48th pct |
| Efficiency ratio | 99.25% | 71th pct | 84th pct |
structural peer set hash: 06fbea1461d606352e02f6721851d944… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.