ANGELINA COUNTY TEACHERS
Charter #67440 · LUFKIN, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 2.16% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.00% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.23% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.02% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 58.41% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ANGELINA COUNTY TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.85M | 12th pct | 38th pct |
| Members | 1,848 | 40th pct | 66th pct |
| Net worth ratio | 17.78% | 75th pct | 64th pct |
| Return on average assets | 2.16% | 96th pct | 95th pct |
| Net interest margin | 5.00% | 91th pct | 93th pct |
| Cost of funds | 0.23% | 16th pct | 20th pct |
| Loan-to-share | 38.15% | 18th pct | 38th pct |
| Delinquency 60+ days | 0.16% | 28th pct | 33th pct |
| Net charge-off ratio | -0.02% | 18th pct | 20th pct |
| Loan growth YoY | -6.34% | 22th pct | 44th pct |
| Share growth YoY | -1.02% | 19th pct | 25th pct |
| Efficiency ratio | 58.41% | 9th pct | 18th pct |
structural peer set hash: b9ff8cd2352bcefc6a3fc92e47be3fa6… (reproducible)
Closest structural peers
This is the free public view
Claim ANGELINA COUNTY TEACHERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.