LOCAL 24 EMPLOYEES
Charter #14656 · Pasadena, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.45% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.67% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.22% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.03% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 57.22% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOCAL 24 EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.02M | 17th pct | 41th pct |
| Members | 1,168 | 11th pct | 33th pct |
| Net worth ratio | 20.21% | 85th pct | 64th pct |
| Return on average assets | 1.45% | 84th pct | 79th pct |
| Net interest margin | 4.67% | 83th pct | 82th pct |
| Cost of funds | 0.22% | 16th pct | 20th pct |
| Loan-to-share | 39.61% | 21th pct | 44th pct |
| Delinquency 60+ days | 0.17% | 28th pct | 30th pct |
| Net charge-off ratio | -0.03% | 16th pct | 16th pct |
| Loan growth YoY | 6.89% | 95th pct | 97th pct |
| Share growth YoY | 2.94% | 54th pct | 57th pct |
| Efficiency ratio | 57.22% | 8th pct | 13th pct |
structural peer set hash: bad33183d3f724d7664f9aec8b862271… (reproducible)
Closest structural peers
This is the free public view
Claim LOCAL 24 EMPLOYEES
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.