HARRISON COUNTY
Charter #18254 · Nutter Fort, WV · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.29% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 22nd percentile but its structural peers at the 52nd — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HARRISON COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $15.67M | 22th pct | 52th pct |
| Members | 1,216 | 13th pct | 31th pct |
| Net worth ratio | 18.03% | 77th pct | 64th pct |
| Return on average assets | 1.07% | 71th pct | 59th pct |
| Net interest margin | 3.72% | 44th pct | 46th pct |
| Cost of funds | 0.29% | 20th pct | 18th pct |
| Loan-to-share | 48.19% | 33th pct | 43th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 28th pct |
| Loan growth YoY | 10.98% | 98th pct | 98th pct |
| Share growth YoY | 3.28% | 59th pct | 62th pct |
| Efficiency ratio | 71.44% | 29th pct | 52th pct |
structural peer set hash: ed15db5e7a46469a9bee76971d12e0d4… (reproducible)
Closest structural peers
This is the free public view
Claim HARRISON COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.