OUR MOTHER OF MERCY PARISH HOUSTON
Charter #17067 · Houston, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 445 sits at the 11th percentile of structural peers — worth a closer look.
- Return on average assets of -2.45% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 2.78% sits at the 15th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.34% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.05% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OUR MOTHER OF MERCY PARISH HOUSTON | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.87M | 39th pct | 3th pct |
| Members | 445 | 39th pct | 11th pct |
| Net worth ratio | 17.02% | 48th pct | 64th pct |
| Return on average assets | -2.45% | 9th pct | 2th pct |
| Net interest margin | 2.78% | 17th pct | 15th pct |
| Cost of funds | 0.44% | 47th pct | 33th pct |
| Loan-to-share | 53.97% | 45th pct | 43th pct |
| Delinquency 60+ days | 2.34% | 71th pct | 79th pct |
| Net charge-off ratio | 2.05% | 91th pct | 89th pct |
| Loan growth YoY | -2.99% | 61th pct | 64th pct |
| Share growth YoY | 2.30% | 67th pct | 64th pct |
| Efficiency ratio | 148.04% | 93th pct | 97th pct |
structural peer set hash: ec4d879c3fcaac3cb3a0c7cbf01d96f4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.