COOPERATIVE EMPLOYEES
Charter #62502 · ANADARKO, OK · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 0.15% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 80th percentile but its structural peers at the 34th — a 46-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COOPERATIVE EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.97M | 100th pct | 56th pct |
| Members | 958 | 80th pct | 34th pct |
| Net worth ratio | 10.24% | 15th pct | 28th pct |
| Return on average assets | 0.26% | 44th pct | 46th pct |
| Net interest margin | 3.94% | 47th pct | 51th pct |
| Cost of funds | 0.15% | 25th pct | 11th pct |
| Loan-to-share | 67.65% | 61th pct | 51th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | 1.62% | 79th pct | 82th pct |
| Share growth YoY | 1.58% | 61th pct | 48th pct |
| Efficiency ratio | 94.52% | 63th pct | 66th pct |
structural peer set hash: 249ac225c443d99b05a0596e635a1b69… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.