JACKSON COUNTY
Charter #10324 · Edna, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 710 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 9.29% sits at the 8th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 95th percentile but its structural peers at the 49th — a 46-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JACKSON COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.21M | 95th pct | 49th pct |
| Members | 710 | 62th pct | 20th pct |
| Net worth ratio | 9.29% | 10th pct | 8th pct |
| Return on average assets | 0.67% | 59th pct | 64th pct |
| Net interest margin | 3.68% | 39th pct | 43th pct |
| Cost of funds | 1.11% | 69th pct | 59th pct |
| Loan-to-share | 70.65% | 65th pct | 54th pct |
| Delinquency 60+ days | 0.07% | 30th pct | 38th pct |
| Net charge-off ratio | 0.00% | 22th pct | 26th pct |
| Loan growth YoY | -4.96% | 51th pct | 34th pct |
| Share growth YoY | 1.16% | 58th pct | 49th pct |
| Efficiency ratio | 83.30% | 45th pct | 41th pct |
structural peer set hash: 1771500568e6aac35b0b6bc3ed14c3ac… (reproducible)
Closest structural peers
This is the free public view
Claim JACKSON COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.