HIGHWAY DISTRICT 2
Charter #67468 · Fort Worth, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 31.63% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.01% sits at the 16th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 98.60% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HIGHWAY DISTRICT 2 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.32M | 53th pct | 28th pct |
| Members | 668 | 57th pct | 34th pct |
| Net worth ratio | 31.63% | 87th pct | 77th pct |
| Return on average assets | -0.01% | 31th pct | 16th pct |
| Net interest margin | 4.71% | 70th pct | 72th pct |
| Cost of funds | 0.46% | 48th pct | 39th pct |
| Loan-to-share | 84.47% | 82th pct | 59th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | 13.42% | 94th pct | 97th pct |
| Share growth YoY | -4.08% | 22th pct | 21th pct |
| Efficiency ratio | 98.60% | 70th pct | 85th pct |
structural peer set hash: c2b2f65b19a3cb67432a0371a501ab0b… (reproducible)
Closest structural peers
This is the free public view
Claim HIGHWAY DISTRICT 2
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.