RAPIDES
Charter #12225 · ALEXANDRIA, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,162 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 30.05% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.79% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.71% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.25% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | RAPIDES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.18M | 72th pct | 44th pct |
| Members | 1,162 | 88th pct | 75th pct |
| Net worth ratio | 30.05% | 85th pct | 80th pct |
| Return on average assets | 2.79% | 95th pct | 93th pct |
| Net interest margin | 5.71% | 88th pct | 87th pct |
| Cost of funds | 0.25% | 35th pct | 21th pct |
| Loan-to-share | 78.94% | 76th pct | 54th pct |
| Delinquency 60+ days | 0.82% | 51th pct | 54th pct |
| Net charge-off ratio | 3.21% | 94th pct | 97th pct |
| Loan growth YoY | -3.65% | 58th pct | 46th pct |
| Share growth YoY | -1.01% | 41th pct | 30th pct |
| Efficiency ratio | 50.60% | 9th pct | 8th pct |
structural peer set hash: d1991b297374a543a172352fa972f485… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.