ERIE POLICE
Charter #8626 · Erie, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 428 sits at the 15th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 37th percentile but its structural peers at the 15th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ERIE POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.45M | 35th pct | 15th pct |
| Members | 428 | 37th pct | 15th pct |
| Net worth ratio | 26.80% | 79th pct | 74th pct |
| Return on average assets | 0.54% | 55th pct | 48th pct |
| Net interest margin | 4.36% | 59th pct | 49th pct |
| Cost of funds | 0.58% | 53th pct | 51th pct |
| Loan-to-share | 74.43% | 69th pct | 51th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 16th pct |
| Loan growth YoY | -5.46% | 49th pct | 43th pct |
| Share growth YoY | -1.63% | 36th pct | 30th pct |
| Efficiency ratio | 87.65% | 53th pct | 56th pct |
structural peer set hash: d61583ef1a2b0eafbf8a917ba61fc27f… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.