DANVERS MUNICIPAL
Charter #14191 · Danvers, MA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 38.91% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.56% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.05% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DANVERS MUNICIPAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.15M | 88th pct | 64th pct |
| Members | 1,076 | 85th pct | 72th pct |
| Net worth ratio | 38.91% | 93th pct | 92th pct |
| Return on average assets | 1.56% | 84th pct | 79th pct |
| Net interest margin | 3.85% | 44th pct | 28th pct |
| Cost of funds | 0.05% | 15th pct | 2th pct |
| Loan-to-share | 82.58% | 80th pct | 56th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -0.70% | 71th pct | 56th pct |
| Share growth YoY | 1.74% | 63th pct | 59th pct |
| Efficiency ratio | 59.65% | 15th pct | 16th pct |
structural peer set hash: 83982f94f6efb9051f8d20a314a71081… (reproducible)
Closest structural peers
This is the free public view
Claim DANVERS MUNICIPAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.