TVH
Charter #6311 · Tuskegee, AL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.08% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 6.11% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.19% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.55% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.64% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TVH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.02M | 60th pct | 36th pct |
| Members | 715 | 63th pct | 49th pct |
| Net worth ratio | 23.45% | 71th pct | 64th pct |
| Return on average assets | 0.08% | 36th pct | 18th pct |
| Net interest margin | 6.11% | 91th pct | 93th pct |
| Cost of funds | 0.19% | 28th pct | 10th pct |
| Loan-to-share | 91.95% | 89th pct | 72th pct |
| Delinquency 60+ days | 1.55% | 62th pct | 79th pct |
| Net charge-off ratio | 0.64% | 83th pct | 92th pct |
| Loan growth YoY | 0.28% | 76th pct | 59th pct |
| Share growth YoY | -0.87% | 42th pct | 31th pct |
| Efficiency ratio | 91.49% | 58th pct | 75th pct |
structural peer set hash: 76dc38bb928803ffd2c3cfa4d038f0e0… (reproducible)
Closest structural peers
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Claim TVH
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.