NORTH WESTERN EMPLOYEES
Charter #64282 · COUNCIL BLUFFS, IA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 1st percentile but its structural peers at the 28th — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTH WESTERN EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.32M | 1th pct | 28th pct |
| Members | 1,194 | 12th pct | 33th pct |
| Net worth ratio | 21.10% | 88th pct | 72th pct |
| Return on average assets | 0.99% | 67th pct | 57th pct |
| Net interest margin | 3.80% | 47th pct | 46th pct |
| Cost of funds | 1.49% | 78th pct | 69th pct |
| Loan-to-share | 60.60% | 55th pct | 57th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.18% | 54th pct | 69th pct |
| Loan growth YoY | 5.02% | 93th pct | 92th pct |
| Share growth YoY | 0.45% | 30th pct | 31th pct |
| Efficiency ratio | 78.08% | 44th pct | 46th pct |
structural peer set hash: 7f8929a0c33c4cc549dca6cd7f08844e… (reproducible)
Closest structural peers
This is the free public view
Claim NORTH WESTERN EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.