CORPUS CHRISTI POSTAL EMPLOYEES
Charter #67963 · Corpus Christi, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.89% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.44% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.00% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 26th percentile but its structural peers at the 64th — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CORPUS CHRISTI POSTAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.57M | 26th pct | 64th pct |
| Members | 1,898 | 42th pct | 64th pct |
| Net worth ratio | 20.45% | 87th pct | 61th pct |
| Return on average assets | 1.16% | 74th pct | 70th pct |
| Net interest margin | 4.89% | 89th pct | 90th pct |
| Cost of funds | 0.44% | 29th pct | 25th pct |
| Loan-to-share | 64.56% | 61th pct | 51th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.00% | 22th pct | 13th pct |
| Loan growth YoY | -0.62% | 65th pct | 69th pct |
| Share growth YoY | 0.09% | 27th pct | 36th pct |
| Efficiency ratio | 80.55% | 50th pct | 59th pct |
structural peer set hash: d73438e596d60bb069e15c29f5680173… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.