SEAGOVILLE
Charter #6008 · Seagoville, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 889 sits at the 18th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 25th percentile but its structural peers at the 62nd — a 38-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SEAGOVILLE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $16.24M | 25th pct | 62th pct |
| Members | 889 | 3th pct | 18th pct |
| Net worth ratio | 20.86% | 88th pct | 66th pct |
| Return on average assets | 0.67% | 51th pct | 43th pct |
| Net interest margin | 3.57% | 37th pct | 39th pct |
| Cost of funds | 0.87% | 51th pct | 49th pct |
| Loan-to-share | 52.65% | 42th pct | 44th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 37th pct | 46th pct |
| Loan growth YoY | -1.26% | 59th pct | 64th pct |
| Share growth YoY | -1.46% | 15th pct | 23th pct |
| Efficiency ratio | 79.32% | 47th pct | 64th pct |
structural peer set hash: 3cfbffea35839176474515ecfc7ea518… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.