COASTAL BEND P O
Charter #11164 · Victoria, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 25.23% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.26% sits at the 20th percentile of structural peers — worth a closer look.
- Net interest margin of 2.58% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 2.45% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.51% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COASTAL BEND P O | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.96M | 13th pct | 54th pct |
| Members | 932 | 4th pct | 33th pct |
| Net worth ratio | 25.23% | 95th pct | 82th pct |
| Return on average assets | 0.26% | 29th pct | 20th pct |
| Net interest margin | 2.58% | 7th pct | 8th pct |
| Cost of funds | 2.45% | 95th pct | 95th pct |
| Loan-to-share | 43.92% | 27th pct | 39th pct |
| Delinquency 60+ days | 0.98% | 67th pct | 67th pct |
| Net charge-off ratio | 1.51% | 91th pct | 92th pct |
| Loan growth YoY | -3.94% | 39th pct | 56th pct |
| Share growth YoY | -2.63% | 10th pct | 20th pct |
| Efficiency ratio | 90.93% | 75th pct | 82th pct |
structural peer set hash: 4831f551762b563e44a2547f839e2185… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.