BUFFALO POLICE
Charter #1157 · Buffalo, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,532 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 22.18% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.48% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.26% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.01% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BUFFALO POLICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.53M | 29th pct | 56th pct |
| Members | 2,532 | 64th pct | 75th pct |
| Net worth ratio | 22.18% | 90th pct | 79th pct |
| Return on average assets | 2.48% | 98th pct | 95th pct |
| Net interest margin | 4.65% | 83th pct | 74th pct |
| Cost of funds | 0.26% | 19th pct | 16th pct |
| Loan-to-share | 73.73% | 75th pct | 49th pct |
| Delinquency 60+ days | 0.28% | 35th pct | 41th pct |
| Net charge-off ratio | -0.01% | 19th pct | 10th pct |
| Loan growth YoY | -7.04% | 18th pct | 16th pct |
| Share growth YoY | -0.57% | 22th pct | 16th pct |
| Efficiency ratio | 57.24% | 8th pct | 15th pct |
structural peer set hash: 6c1e60d6c79a2ca1e742c99457fe0b5d… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.