MINT VALLEY
Charter #1827 · LONGVIEW, WA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 0.92% sits at the 87th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 46th percentile but its structural peers at the 66th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MINT VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $23.84M | 46th pct | 66th pct |
| Members | 2,088 | 49th pct | 54th pct |
| Net worth ratio | 18.98% | 81th pct | 67th pct |
| Return on average assets | 0.91% | 64th pct | 56th pct |
| Net interest margin | 4.65% | 83th pct | 72th pct |
| Cost of funds | 0.87% | 51th pct | 38th pct |
| Loan-to-share | 68.33% | 68th pct | 54th pct |
| Delinquency 60+ days | 0.36% | 40th pct | 48th pct |
| Net charge-off ratio | 0.92% | 84th pct | 87th pct |
| Loan growth YoY | -9.29% | 9th pct | 5th pct |
| Share growth YoY | 4.08% | 66th pct | 57th pct |
| Efficiency ratio | 83.62% | 58th pct | 72th pct |
structural peer set hash: 89770922f5b190eb7ebf1f58b9aff607… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.