KALEIDA HEALTH
Charter #22220 · BUFFALO, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,244 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 48th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KALEIDA HEALTH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $20.40M | 37th pct | 56th pct |
| Members | 3,244 | 81th pct | 89th pct |
| Net worth ratio | 16.74% | 70th pct | 61th pct |
| Return on average assets | 0.70% | 52th pct | 44th pct |
| Net interest margin | 4.10% | 62th pct | 48th pct |
| Cost of funds | 0.87% | 51th pct | 39th pct |
| Loan-to-share | 70.42% | 71th pct | 48th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.00% | 22th pct | 28th pct |
| Loan growth YoY | -5.02% | 30th pct | 28th pct |
| Share growth YoY | 0.58% | 31th pct | 36th pct |
| Efficiency ratio | 83.17% | 58th pct | 62th pct |
structural peer set hash: 7866915e289a8bd46be961b439b7630b… (reproducible)
Closest structural peers
This is the free public view
Claim KALEIDA HEALTH
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.