CALCASIEU PARISH EMPLOYEES
Charter #18962 · Lake Charles, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -1.26% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.79% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.29% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.11% sits at the 89th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 71st percentile but its structural peers at the 48th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CALCASIEU PARISH EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $18.52M | 33th pct | 52th pct |
| Members | 2,031 | 47th pct | 52th pct |
| Net worth ratio | 16.08% | 66th pct | 56th pct |
| Return on average assets | -1.26% | 5th pct | 3th pct |
| Net interest margin | 4.52% | 79th pct | 62th pct |
| Cost of funds | 1.79% | 85th pct | 77th pct |
| Loan-to-share | 70.66% | 71th pct | 48th pct |
| Delinquency 60+ days | 2.29% | 88th pct | 85th pct |
| Net charge-off ratio | 1.11% | 87th pct | 89th pct |
| Loan growth YoY | 4.40% | 91th pct | 95th pct |
| Share growth YoY | -4.13% | 5th pct | 7th pct |
| Efficiency ratio | 81.82% | 54th pct | 52th pct |
structural peer set hash: 9afa07f235683104ddf0d6f35cd2cfd4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.