LIVINGSTON PARISH
Charter #19295 · DENHAM SPRINGS, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.22% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.50% sits at the 80th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 5.20% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.52% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 94.22% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LIVINGSTON PARISH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $11.51M | 7th pct | 34th pct |
| Members | 1,734 | 34th pct | 57th pct |
| Net worth ratio | 20.60% | 87th pct | 72th pct |
| Return on average assets | 0.22% | 28th pct | 23th pct |
| Net interest margin | 3.43% | 31th pct | 28th pct |
| Cost of funds | 1.50% | 78th pct | 80th pct |
| Loan-to-share | 51.05% | 40th pct | 56th pct |
| Delinquency 60+ days | 5.20% | 98th pct | 90th pct |
| Net charge-off ratio | -0.52% | 2th pct | 2th pct |
| Loan growth YoY | -5.48% | 27th pct | 39th pct |
| Share growth YoY | 0.56% | 31th pct | 39th pct |
| Efficiency ratio | 94.22% | 81th pct | 84th pct |
structural peer set hash: 6c392bfbaa588a68ac06473bab15e4f3… (reproducible)
Closest structural peers
This is the free public view
Claim LIVINGSTON PARISH
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.