MARYVALE SCHOOLS
Charter #11550 · CHEEKTOWAGA, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 795 sits at the 5th percentile of structural peers — worth a closer look.
- Return on average assets of -12.00% sits at the 0th percentile of structural peers — worth a closer look.
- Net interest margin of -10.40% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 17.10% sits at the 98th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MARYVALE SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.18M | 1th pct | 15th pct |
| Members | 795 | 2th pct | 5th pct |
| Net worth ratio | 19.82% | 84th pct | 74th pct |
| Return on average assets | -12.00% | 0th pct | 0th pct |
| Net interest margin | -10.40% | 0th pct | 0th pct |
| Cost of funds | 17.10% | 100th pct | 98th pct |
| Loan-to-share | 54.22% | 45th pct | 43th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | -0.02% | 18th pct | 25th pct |
| Loan growth YoY | 1.21% | 78th pct | 84th pct |
| Share growth YoY | 0.14% | 28th pct | 25th pct |
| Efficiency ratio | -15.98% | 0th pct | 0th pct |
structural peer set hash: f0bf4e0b46c0113988de5db2a9a68b93… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.