SING SING EMPLOYEES
Charter #4441 · Briarcliff Mano, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,269 sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 4.75% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.46% sits at the 82nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 11.00% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 88.27% sits at the 79th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SING SING EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $10.80M | 4th pct | 15th pct |
| Members | 1,269 | 15th pct | 21th pct |
| Net worth ratio | 15.91% | 65th pct | 66th pct |
| Return on average assets | 0.25% | 29th pct | 28th pct |
| Net interest margin | 4.75% | 86th pct | 85th pct |
| Cost of funds | 1.46% | 77th pct | 82th pct |
| Loan-to-share | 42.90% | 25th pct | 33th pct |
| Delinquency 60+ days | 1.89% | 83th pct | 72th pct |
| Net charge-off ratio | 11.00% | 100th pct | 98th pct |
| Loan growth YoY | -6.55% | 20th pct | 30th pct |
| Share growth YoY | -1.19% | 18th pct | 18th pct |
| Efficiency ratio | 88.27% | 70th pct | 79th pct |
structural peer set hash: e459825c56b0ce98147ff6bf2406ee3e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.