DUNLOP EMPLOYEES
Charter #7118 · Buffalo, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 2.12% sits at the 3rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.39% sits at the 75th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 21st percentile but its structural peers at the 44th — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DUNLOP EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.95M | 21th pct | 44th pct |
| Members | 1,469 | 24th pct | 33th pct |
| Net worth ratio | 12.84% | 44th pct | 38th pct |
| Return on average assets | 0.34% | 33th pct | 36th pct |
| Net interest margin | 2.12% | 3th pct | 3th pct |
| Cost of funds | 1.39% | 75th pct | 75th pct |
| Loan-to-share | 48.74% | 35th pct | 44th pct |
| Delinquency 60+ days | 1.34% | 75th pct | 67th pct |
| Net charge-off ratio | 0.00% | 23th pct | 34th pct |
| Loan growth YoY | -10.29% | 6th pct | 15th pct |
| Share growth YoY | -4.13% | 5th pct | 8th pct |
| Efficiency ratio | 84.40% | 60th pct | 64th pct |
structural peer set hash: 9a05d14cb30d59811a060ab3b9c838e6… (reproducible)
Closest structural peers
This is the free public view
Claim DUNLOP EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.