FASNY
Charter #24690 · ALBANY, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,140 sits at the 7th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.93% sits at the 89th percentile of structural peers — worth a closer look.
- On Efficiency ratio, the asset-size band puts this credit union at the 46th percentile but its structural peers at the 28th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FASNY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $17.39M | 29th pct | 21th pct |
| Members | 1,140 | 10th pct | 7th pct |
| Net worth ratio | 12.06% | 37th pct | 49th pct |
| Return on average assets | 0.20% | 26th pct | 33th pct |
| Net interest margin | 3.97% | 57th pct | 70th pct |
| Cost of funds | 1.08% | 62th pct | 57th pct |
| Loan-to-share | 56.91% | 49th pct | 56th pct |
| Delinquency 60+ days | 0.97% | 67th pct | 70th pct |
| Net charge-off ratio | 0.93% | 84th pct | 89th pct |
| Loan growth YoY | 3.56% | 89th pct | 93th pct |
| Share growth YoY | -2.60% | 10th pct | 10th pct |
| Efficiency ratio | 78.97% | 46th pct | 28th pct |
structural peer set hash: dfe9f7d2f8fe3c9b8aeb5cfce042e972… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.