INLAND
Charter #14016 · La Mesa, CA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,239 sits at the 16th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.04% sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of -0.52% sits at the 10th percentile of structural peers — worth a closer look.
- Efficiency ratio of 108.99% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | INLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $14.80M | 20th pct | 23th pct |
| Members | 1,239 | 14th pct | 16th pct |
| Net worth ratio | 8.04% | 5th pct | 8th pct |
| Return on average assets | -0.52% | 10th pct | 10th pct |
| Net interest margin | 3.50% | 34th pct | 38th pct |
| Cost of funds | 0.44% | 29th pct | 31th pct |
| Loan-to-share | 54.44% | 46th pct | 34th pct |
| Delinquency 60+ days | 1.59% | 80th pct | 74th pct |
| Net charge-off ratio | 0.00% | 23th pct | 38th pct |
| Loan growth YoY | -4.84% | 31th pct | 36th pct |
| Share growth YoY | -3.03% | 8th pct | 5th pct |
| Efficiency ratio | 108.99% | 94th pct | 87th pct |
structural peer set hash: d8fab18b51cb265081b37e27318bd256… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.