ROME
Charter #1810 · Rome, NY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.16% sits at the 20th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.30% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.11% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ROME | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.16M | 66th pct | 56th pct |
| Members | 1,823 | 39th pct | 39th pct |
| Net worth ratio | 10.88% | 25th pct | 39th pct |
| Return on average assets | 0.16% | 24th pct | 20th pct |
| Net interest margin | 3.74% | 45th pct | 56th pct |
| Cost of funds | 1.31% | 71th pct | 70th pct |
| Loan-to-share | 52.30% | 42th pct | 51th pct |
| Delinquency 60+ days | 2.30% | 88th pct | 90th pct |
| Net charge-off ratio | 1.11% | 87th pct | 89th pct |
| Loan growth YoY | -5.48% | 27th pct | 26th pct |
| Share growth YoY | 2.77% | 53th pct | 46th pct |
| Efficiency ratio | 82.91% | 57th pct | 54th pct |
structural peer set hash: 8cd1cd0012b5ccbff5397f62100aa038… (reproducible)
Closest structural peers
This is the free public view
Claim ROME
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.