LION
Charter #24437 · EL DORADO, AR · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.42% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.98% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.04% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of -0.06% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Net worth ratio, the asset-size band puts this credit union at the 78th percentile but its structural peers at the 57th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $18.06M | 31th pct | 36th pct |
| Members | 2,224 | 55th pct | 57th pct |
| Net worth ratio | 18.18% | 78th pct | 57th pct |
| Return on average assets | 1.42% | 83th pct | 79th pct |
| Net interest margin | 4.98% | 91th pct | 85th pct |
| Cost of funds | 0.56% | 36th pct | 30th pct |
| Loan-to-share | 82.53% | 87th pct | 70th pct |
| Delinquency 60+ days | 0.04% | 13th pct | 10th pct |
| Net charge-off ratio | -0.06% | 13th pct | 5th pct |
| Loan growth YoY | -0.53% | 66th pct | 49th pct |
| Share growth YoY | 2.56% | 51th pct | 59th pct |
| Efficiency ratio | 78.48% | 45th pct | 57th pct |
structural peer set hash: 21246085c69bcf736b382e3355f26873… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.