UNITED HOSPITAL CENTER
Charter #12673 · Bridgeport, WV · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 23.24% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.59% sits at the 18th percentile of structural peers — worth a closer look.
- Cost of funds of 0.17% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 11.96% sits at the 98th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 12th percentile but its structural peers at the 43rd — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNITED HOSPITAL CENTER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.54M | 12th pct | 43th pct |
| Members | 1,472 | 24th pct | 46th pct |
| Net worth ratio | 23.24% | 92th pct | 77th pct |
| Return on average assets | 0.87% | 62th pct | 44th pct |
| Net interest margin | 3.59% | 37th pct | 18th pct |
| Cost of funds | 0.17% | 12th pct | 10th pct |
| Loan-to-share | 71.79% | 73th pct | 59th pct |
| Delinquency 60+ days | 11.96% | 100th pct | 98th pct |
| Net charge-off ratio | 0.03% | 40th pct | 54th pct |
| Loan growth YoY | -8.58% | 11th pct | 11th pct |
| Share growth YoY | 1.08% | 36th pct | 48th pct |
| Efficiency ratio | 81.96% | 54th pct | 66th pct |
structural peer set hash: d130a350583f20e41f277d150ad5ea5e… (reproducible)
Closest structural peers
This is the free public view
Claim UNITED HOSPITAL CENTER
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.