FIRE FIGHTERS
Charter #60696 · TULSA, OK · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 5.33% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.33% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.34% sits at the 77th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 51st — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRE FIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $47.00M | 96th pct | 84th pct |
| Members | 2,704 | 68th pct | 62th pct |
| Net worth ratio | 19.77% | 84th pct | 70th pct |
| Return on average assets | 1.02% | 69th pct | 69th pct |
| Net interest margin | 5.33% | 96th pct | 95th pct |
| Cost of funds | 0.33% | 22th pct | 18th pct |
| Loan-to-share | 77.85% | 82th pct | 51th pct |
| Delinquency 60+ days | 1.34% | 75th pct | 77th pct |
| Net charge-off ratio | 0.12% | 50th pct | 57th pct |
| Loan growth YoY | 1.80% | 81th pct | 74th pct |
| Share growth YoY | -1.71% | 14th pct | 13th pct |
| Efficiency ratio | 83.57% | 58th pct | 62th pct |
structural peer set hash: 061ccbbe449baa5b9d838ffaaf6a6eec… (reproducible)
Closest structural peers
This is the free public view
Claim FIRE FIGHTERS
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.