IMMACULATE HEART OF MARY
Charter #63143 · Lafayette, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 30.96% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.19% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.86% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 9.35% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IMMACULATE HEART OF MARY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | 614,678 | 12th pct | 3th pct |
| Members | 351 | 30th pct | 31th pct |
| Net worth ratio | 30.96% | 87th pct | 82th pct |
| Return on average assets | 0.19% | 40th pct | 23th pct |
| Net interest margin | 2.86% | 18th pct | 15th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 41.19% | 30th pct | 30th pct |
| Delinquency 60+ days | 9.35% | 94th pct | 98th pct |
| Net charge-off ratio | 0.00% | 22th pct | 13th pct |
| Loan growth YoY | -2.91% | 62th pct | 64th pct |
| Share growth YoY | -2.28% | 32th pct | 34th pct |
| Efficiency ratio | 93.22% | 61th pct | 72th pct |
structural peer set hash: 47fd78f4e24676b8320910e504a109a4… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.