CABOT EMPLOYEES
Charter #62441 · FRANKLIN, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 129 sits at the 3rd percentile of structural peers — worth a closer look.
- Net worth ratio of 27.34% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.93% sits at the 15th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 14.35% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CABOT EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.22M | 20th pct | 10th pct |
| Members | 129 | 7th pct | 3th pct |
| Net worth ratio | 27.34% | 81th pct | 82th pct |
| Return on average assets | 0.76% | 63th pct | 66th pct |
| Net interest margin | 2.93% | 19th pct | 15th pct |
| Cost of funds | 0.40% | 44th pct | 33th pct |
| Loan-to-share | 45.16% | 35th pct | 36th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 14.35% | 99th pct | 98th pct |
| Loan growth YoY | -20.42% | 6th pct | 3th pct |
| Share growth YoY | 1.12% | 57th pct | 70th pct |
| Efficiency ratio | 78.01% | 36th pct | 39th pct |
structural peer set hash: bcc402e389768a3bf04a2d0b17273a29… (reproducible)
Closest structural peers
This is the free public view
Claim CABOT EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.