SABINE SCHOOL EMPLOYEES
Charter #21615 · MANY, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 2.63% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.57% sits at the 82nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 61st percentile but its structural peers at the 26th — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SABINE SCHOOL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.13M | 61th pct | 26th pct |
| Members | 643 | 55th pct | 28th pct |
| Net worth ratio | 20.47% | 60th pct | 62th pct |
| Return on average assets | 0.65% | 59th pct | 54th pct |
| Net interest margin | 4.00% | 49th pct | 69th pct |
| Cost of funds | 2.63% | 94th pct | 97th pct |
| Loan-to-share | 56.51% | 48th pct | 46th pct |
| Delinquency 60+ days | 0.87% | 52th pct | 69th pct |
| Net charge-off ratio | 0.57% | 83th pct | 82th pct |
| Loan growth YoY | -7.14% | 39th pct | 39th pct |
| Share growth YoY | 2.31% | 67th pct | 69th pct |
| Efficiency ratio | 73.05% | 28th pct | 26th pct |
structural peer set hash: 567c3d5ce17df0b27c77fc8f5bd0c533… (reproducible)
Closest structural peers
This is the free public view
Claim SABINE SCHOOL EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.